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A Lenten challenge: Replace mental accounting with reality accounting

A Lenten challenge: Replace mental accounting with reality accounting I gave up mental accounting for Lent.  And I’ve already had to start over - twice!   Have you ever watched a game show when the host asks the contestant, "How will you use your prize money?" The response may include "take a real honeymoon to Hawaii, buy my mom a house and pay for my...
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Tuesday, February 26, 2013

Are you ready?

Are you ready? The billboards have been around since 2009. I am just starting to notice. They give a shout out to disaster preparedness. Some are disconcerting in their directness, showing folks wearing gas masks and families with backpacks, ready to escape. The national emergency preparedness awareness campaign...
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Tuesday, February 05, 2013

Taking a spending sabbatical

Taking a spending sabbatical   "After 30 years, I need a break to refresh myself and find new creativity," she shared. I was surprised to hear so early on a Saturday morning that the hostess of my favorite quilting show had lost her creativity.   Less than three hours later, a longtime friend who teaches at a univers...
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Monday, January 14, 2013

Marriage and finances: Thoughts on doing and deciding

Marriage and finances: Thoughts on doing and deciding Research consistently shows that money arguments are a part of many marital problems. In 74 percent of divorces, money problems are listed as one critical cause. Whether money arguments are a symptom or the cause of trouble is not clear. Money (or lack thereof) may not be the problem; differing per...
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Wednesday, December 12, 2012